We’re pleased to announce a program for Secondary/Seasonal
residences located in Barnstable County!
For owner-occupied secondary/seasonal
homes that may have some rental exposure.
Coverage Conditions for New Business:
* Standard Homeowners Forms HO 00 03 and HO 00 05
* Building coverage minimum of $250,000
* Building coverage maximum of $800,000
* Liability coverage minimum $500,000 up to $1,000,000
* 2% Hurricane only wind deductible with minimum
$500 all other perils deductible
* Deductibles up to $10,000
Underwriting Conditions:
* Prequalification for distance to coast, loss history, and
insurance scores
* Central Heat
* Home Replacement Cost Estimator showing a cost of no less than
$200/square foot for gross living area
* Completed application
* Protective Safeguards Affidavit
* Supplemental Questionnaire for Secondary/Seasonal homes
* Rental Questionnaire if any rental